An applicant must:
- Be 18+ years old
- Be a permanent Australian resident
- Hold a valid Australian ID
- Have a regular source of income
- Have a good credit score and repayment history*
*Approval subject to credit assessment criteria. Fees, charges and terms and conditions apply.
Our Target Market Determination document is here if you are interested to know more.
Note: humm works on a credit check system that considers your ability to make repayments, the suitability of the product, and your individual circumstances. Meeting the above criteria does not necessarily mean you meet all lending assessment criteria or that you will be approved.