An applicant must:    

• Be at least 18 years old 

• have a suitable source of income 

• Be permanently residing in Australia 

• Have a good credit rating 

Our Target Market Determination document is here if you are interested to know more. 

Note: humm works on a credit check system that considers your ability to make repayments, the suitability of the product, and your individual circumstances. Meeting the above criteria does not necessarily mean you meet all lending assessment criteria or that you will be approved.