humm gives you the flexibility and peace of mind to get a pre-approval for your potential spend be it a lifestyle purchase or incidental spends like dentistry, vet bills or covering big costs with ease at fertility clinics, home improvements, car repairs etc. You can get pre-approval for up to $50,000 via the mobile app or online portal. Approved credit can be used at any of our merchants offering humm via a shorter application provided it is within an acceptable timeframe. 

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