If you aren’t comfortable providing your income information through Bank Statements Online (BSO) solution, you can choose the option to email your proof of income later if your merchant partner accepts it. Acceptable proofs of income are payslips, tax statements, and other documents that clearly state your income for a specified period.

If you have opted for a manual income verification process, you will receive an email with guidance on acceptable income documents that must be provided. Please note, this process will require a humm staff member reviewing your application that may require contacting you and may take longer.