Use the humm® app for full control
With humm, control of your finance is in your hands. Use the app to apply for a pre-approved limit, view your purchases, pay down faster with no penalty or watch them pay down & plan your next.
humm in-store
humm online
humm in-store
How to get started
Spend on your own terms whether it’s sealing a roof or sealing your love with a diamond, fixing the kids’ teeth or fixing the car. Shop with any humm merchant.
Go shopping
Shop with any humm merchant and ask to pay with humm
Apply for humm
Your merchant will put in a humm application or you can use your pre-approved limit
Get a quick decision
Get a decision in minutes if all application information is provided
Choose a plan
Review and select a payment plan that suits your budget.
humm online
How to get started
Get a pre-approval and shop with confidence
Apply for humm
Download the app or click “Apply now” on the website and follow the prompts
Get pre-approved
Get pre-approved for your requested limit
Shop with a humm merchant
Use this pre-approved limit to shop at a humm merchant in-store or online
Eligibility criteria
Before you apply for humm, there are some criteria you need to meet.
- Be 18+ years old
- Permanently reside in Australia
- Hold a valid Australian ID
- Have a regular source of income
- Have a good credit score and repayment history
Download the humm app.