Fees & charges

Customer fees and charges will vary by merchant. Below are customer applicable fees and charges:

Establishment fee

charged at the start of the loan

Monthly loan fee

charged monthly on the recurring repayment date whilst the loan contract is still open

Late payment fee

$20 only charged if there is a missed payment

Interest rate (if applicable)

on the loan amount fixed for the loan duration

If the contract is a Low Cost Credit Contract, no interest will be charged and fee caps will apply.